Debt Resolution Solutions connects you directly with your personal loan lender — no independent specialist, no middleman standing between you and a lower payoff. Takes about two minutes to see where you actually stand.
Many personal loans — especially the ones taken out when credit was already stretched thin — carry APRs of 20% or more. At that rate, 71% of a typical early payment covers interest before a single dollar reduces what you actually borrowed, which is how a balance can barely move no matter how consistently you pay.
Debt resolution takes a different route: instead of riding out the full loan term at that pace — where only 29% of an early payment ever touches principal — you negotiate directly with your lender for a lower payoff, often a lump sum or a short structured plan.
Three steps, no paperwork to get started, and nothing that locks you into anything.
A short set of questions about your personal loan — the lender, the balance, where things stand today. No documents needed yet.
We connect you directly with your lender's resolution team — no independent specialist, and no blast to every company in some network.
Talk it through directly with your lender, see the figures, and decide for yourself — with zero obligation to sign up.
One direct connection, no specialist in between — just you and your lender.
Getting connected through Debt Resolution Solutions costs nothing, no matter which lender you end up working with.
Encrypted in transit, shared only with the lender we connect you to — never sold off to unrelated call centers.
You're connected with your lender's team directly, instead of your number getting passed around.
Debt resolution tends to make the most sense once a loan balance has grown significant — your lender can confirm what's right for you.
There's no fee to see what your lender might offer, and no obligation once you do. The initial review runs on a soft look, so checking never dings your score.
None of this requires a spotless credit score or a finished budget spreadsheet — just an honest look at where things stand today.
A meaningful balance on one or more personal loans
Fixed payments that feel stuck — the balance barely moves month to month
Weighing bankruptcy, but wanting to see other options first
Behind, or worried about falling behind, on at least one loan
It isn't the right step for everyone — that's exactly why we connect rather than push. If it isn't a good fit for your case, your lender will tell you, and explain why.
A few of the people Debt Resolution Solutions has connected directly with their lender.
Two different loan companies were calling every week. Now I deal with one of them directly, and I know exactly what's happening each month.
Seeing the actual numbers laid out plainly, before I agreed to anything, made the decision a lot less stressful than I expected.
I'd put off dealing with it for a year out of embarrassment. The first call was just questions, not a pitch, and that's what got me to start.
Getting connected and reviewing your options is designed to work with a soft inquiry, if any, so it typically doesn't affect your credit score. If you move forward, ask your lender directly how their process works before signing anything.
No. We're a connection service. We connect you directly with your own personal loan lender — we don't lend money, negotiate on your behalf, or run a program ourselves.
Getting connected through Debt Resolution Solutions is free. Any change to your loan is worked out directly between you and your lender, and any fees involved are explained to you directly by your lender before you agree to anything.
It depends on your total loan balance, your lenders, and how much you're able to set aside each month. Your lender can walk you through a timeline specific to your case.
Most lenders in our network work with unsecured personal loans — banks, credit unions, and online lenders, including installment and no-credit-check loans. Secured debt like mortgages and auto loans usually isn't eligible.
Your information is encrypted in transit and shared only with the lender we connect you to — never sold to unrelated third parties or call centers.
It takes a couple of minutes, costs nothing, and doesn't obligate you to anything. Worst case, you walk away with a clearer picture than you had five minutes ago.
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Debt Resolution Solutions is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Debt Resolution Solutions and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.
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